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What is a surge credit card ®?

Enjoy automatic account reviews for credit limit increases and access to your credit score † with the Surge Mastercard ®! Card offers are for an authentic Mastercard with a Credit Limit between $300 and $1,000. Up to $1,000 credit limit doubles up to $2,000! Monthly reporting to the three major credit bureaus.

Is surge a good credit card for a credit builder?

The Surge® Platinum Mastercard® offers a few key advantages for credit-builders, including a relatively high starting credit limit and an automatic credit limit increase after you make your first six monthly payments on time. However, the card carries high fees and a high APR, making it tough to recommend for most credit-builders.

What is the credit limit for the surge® Platinum MasterCard®?

The initial credit limit for the Surge® Platinum Mastercard® ranges from $300 to $1,000. After six months of on-time payments, you can double your credit limit. A credit limit increase can lower your credit utilization ratio, the amount of available credit used, which is a key factor in calculating credit scores.

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